How to Start a Money Transfer Business

Are you looking for an effective way for you to make money in no time?

Then why don?t you try to venture into the money transfer business which offers a high rate of gains with less pressure?

By simply digesting this article, you will know the primary requirements that will get you on top of your business.

The money transfer business is concerned when it comes to transmitting a certain amount of money between parties. This is a very ideal business since people need your service the most especially that money transactions happen on a daily basis. If you think you have talents and abilities on how to manage financial transactions, then now is the time for you to begin. To give you a clue, Western Union is one of the best money transfer businesses.

The money transfer businesses online depend much on the electronic funds that are made possible by the clearinghouse. No matter how you look at it, banks are still part of the money transfer online because both the customer and the company are required to have their bank accounts.

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How to Start Your Own Money Transfer Business

To make sure that you will be very successful in this business venture, you will need to follow a series of steps. The first one is to get a license for money transmitting. Usually, money transfer is kept up by the individual states. In accordance with the National Money Transmitters Association, Columbia District together with other states has different acts when it comes to money transmitting. To avoid misconceptions in your business on the certain state in which you will be operating, you need to pass an application online to the appropriate department concerned.

Next, you need to file the FinCEN Form 107 with the FinCEN at the Department of Treasury. This agency has the duty to classify money transmitters offering service in money transmitting. After the establishment of your money transfer business, you can already proceed to register your business with FinCEN. Take note that this must not take later than 6 months. This is done in order to avoid any kind of illegal acts of money laundering.

After that, you need to set up your transactions with certain banks. It is also very important for the money transfer service to carry out its fundamental functions as a business entity. So, the transaction accounts must have two mixed features that banks can only provide to the merchant accounts.

After that, you can already proceed to create an online presence for your business. Finding a website that can cater to the needs of your business is very important. So, you are advised to conduct research first on what website is hot and what is not provided with an excellent web-page design.

306 Comments

  • bernie manzala said on May 19, 2011
    25680 Barton Rd, Loma Linda, CA 92354. I am wondering if you have a consultant in establishing a money remittance business
  • Rajesh C Sundar said on July 15, 2011
    26777 Calaroga ave, Hayward California. thinking about opening a money remittance business, looking for classes to attend, so please advise. Thanks, Rajesh.
  • Charley said on August 12, 2011
    I am planning to open a money transfer business. I live in Dallas Texas, USA. I have not registered the business yet.
  • Manojkumar sahani said on September 13, 2011
    i want to start money transfer business at my residence please send me all the details regarding the business & all the procedures of it. thank you.
  • Sushil said on October 18, 2011
    Hi.i want start business of money transfer or etc(recharges or e booking) but tell me the process,procedure or risk or profit all details. Sushil, newdelhi,india. email me all details:sushil_lax1985@yahoo.com
  • rowena said on November 2, 2011
    Hi, i want to start a money transfer business here in japan what would be the first step for me to do , thanks and regards.
  • cheryl cofield said on December 11, 2011
    hi, i am interested in starting a money transfer business. Can u plz send me the info I need to make this happen. thanks
  • Bhushan said on December 24, 2011
    I would like to open a money transfer business in UK can you please help me with the details and legalities required for the business in UK. Many Thanks
  • yuuki hamabe said on January 3, 2012
    want to open a money transfer business in japan for international market. info please. thanks
  • imran khan said on January 19, 2012
    i ve a grocery shop in sydney and want to open money transfer business plz help me, what are the requirements, thanks
  • BEE said on January 21, 2012
    Hi, I want to start a money transfer services and money changer business in brunei. How do i start and what is the first starting point i should do?
  • TWIGGY said on January 23, 2012
    i would like to open a money transfer in UK, and one of my primary destination is nigerian and any other african countries. Pls can you help me with the details and legalities requirement for the business in UK and Nigerian Thanks.
  • Shalom ATinai said on February 4, 2012
    I want to start a money transfer services business in Auckland, NZ. What are legalities and requirements for this kind of business?. Any help and support is greatly appreciated. Thanks. Shalom
  • BM- said on February 7, 2012
    I live in Manila Philippines but I want to start money transfer or remittance business for example in Italy. I'm targeting Filipinos in Italy sending money back here with the help of my Italian partner. how do we start it?? please send me some information step by step so we can start it asap. I know there's a lot of money transfer back there already. What are the normal charges?? thanks.
  • Haroun Azad said on March 25, 2012
    I am planing to open a money transfer business with Bangladesh.I live in uk at london. I would like to know how much money do i need open the business.
  • Muhammad Zeeshan said on March 31, 2012
    Whats the requirement for starting an online remittance business in Chicago.
  • isei vono said on April 7, 2012
    Hi, I am currently in Europe Germany and i wish to start a money transfer business, please could you kindly send me full details or packages in procedures to follow in order to be legally operational. Thanks.
  • johnice smith said on April 9, 2012
    I am interested in setting up a money transfer center in the Bahamas for transmittals to the usa haiti jamaica peru honduras the dominican republic. please advise where get assistance to getting it done.
  • Kinonamtho said on April 29, 2012
    I live in singapore but I want to start money transfer or remittance business for example in singapore. I'm targeting Indonesian in Singapore sending money back here with the help of my indonesian partner. how do we start it?? please send me some information step by step so we can start it asap. I know there's a lot of money transfer back there already. What are the normal charges?? thanks.
  • danuel said on May 4, 2012
    i want to open a money transfer in seattle please send me all the information that i need to know before i do to start
  • Mr. Jerry said on May 5, 2012
    Want to know how to start-up Money Transfer/e-bank/reload business. presently reside in North Carolina. Before I do a start up for this business need your advice thanks.
  • mary grace said on May 16, 2012
    I am living here in japan. I want to take licensed in money remittances from japan to Philippines please give me the procedure to take licensed in money transfer. hoping for your kindly and immediate reply to this matter. Any consideration is highly appreciated.
  • Etuale Afamasaga said on May 27, 2012
    please i want to start a money transfer business (between New Zealand and Samoa) i need all information i need and the procedures. I'm in Auckland New Zealand.
  • Mr Muro said on May 29, 2012
    I want to open a money transfer in California. Could you please send me all the information I need to know to srart-up this business. Thank you in advance.
  • Vanitha said on May 29, 2012
    i want to start this money transfer in Malaysia but i don't know the way to open this money transfer. Can you please send me the information.
  • kimani Kabogo said on June 9, 2012
    Interested in establishing a money transfer business between the USA (all 50 States) and Africa.
  • Alex Marquinho said on June 12, 2012
    Do you know if Check Cashing Organizations in Texas have Money Transmitting Licenses? Or are they Agents? Thank you.
  • A YASIN said on June 18, 2012
    hi dear, I live in london. I am planning to open a money transfer agency in store and online here. could you plz send me the procedures step by step to open a money transfer agency? kind regards yasin_572@yahoo.co.uk
  • Eric said on June 22, 2012
    Hi, please can you send information on how to start online remittance from uk to the philippines thank you.
  • Ursula said on June 26, 2012
    I want to start up a money transfer business within the country but the financial house is not yet registered. My business is located in Cameroon in the South West Region. I will like to start the money transfer first within the South West region before scaling up to include other Regions. Advise please Thanks a lot in advance.
  • Mahmoud said on July 3, 2012
    Hi dear, i live in Dubai and work with a financial institution. I would like to start online remittance business. How can i start and what would be the requirement to start up? waiting for advise.
  • gudalupe santiago said on July 4, 2012
    hi i live in wisconsin i have a resale clothing store and i want to run transfer money how i can do that thank you
  • Noel said on July 15, 2012
    Hi, I'm doing a research on Online Remittance Business. I'm wondering if you could give me some information on what kind of legal documents do I need or which department is responsible for this kind of business? Where else can I get extra information if needed? I'm located in Toronto ON, Canada. Thank you.
  • Prakash acharya said on July 16, 2012
    Hi,good afternoon I want to open a remittance company in Japan can I know the steps that how can I open it in Japan ..
  • Philip said on July 17, 2012
    I want to know the guidelines of opening a money remittance business from Canada to Philippines. How much capital needed?
  • Q Choi said on July 19, 2012
    I am working for a company which provides a mobile payment system. We concern with a Money Transfer Business at the USA especially based on California. Could you give us some detail about the law and process?
  • Alextran said on July 20, 2012
    I would like to open a money transfer business in Australia. Can you please provide more advises and information to me? In this moment I just only a general idea of how to start this kind of business through your works, I am really appreciate and please feedback me as soon as you can.
  • Joe said on July 21, 2012
    I reside in North Carolina and I would like to start a money transfer agency. What advice can you give?
  • JEFF said on July 21, 2012
    CURRENTLY IN ARIZONA....I WOULD LIKE TO START A MONEY TRANSFER COMPANY PLEASE SEND ME INFO.....NEED TO KNOW HOW IT WORKS THANK YOU
  • regina M said on August 2, 2012
    I would like to open money transfer in south afriica. I have been wanting to do it for a long time. Please help me with legal requirements and all requirements I need to meet
  • Swotantra Poudyal said on August 14, 2012
    I would like to open money transfer business in Japan. Please help me with legal requirements and all requirements i need to meet.
  • Nirmal said on August 15, 2012
    I am interested and planing to start money transfer business in chakan, pune. please write me detailed procedure profit margin etc. my contact details. Mobile : 8888815360, Email : nirmal.sable@yahoo.com
  • Ken Coles said on August 22, 2012
    I would like information on getting a money transfer license for the states of Florida, Texas and California to begin a new business. Any information would be greatly appreciated..Thank you
  • mian said on August 23, 2012
    hi i'm just wondering if you can send me a details about how to start up an online remittance business for example australia, sydney to philippines. thank you.
  • Xala Desca said on August 26, 2012
    I am interested in starting a international money transfer business focusing of Africa & other 3rd world countries. I'm located in Ontario Canada and will appreciate it if you can you please send me the info I need to make this happen. Regards
  • Dee said on August 27, 2012
    Hello I am interested in starting a money transfer business online and or in the state of NJ. I am currently a Pa. resident could you please send me information on how to get started. Thank you for your assistance. Dee
  • Talia said on August 27, 2012
    Hi I would like more information on starting an online money transfer business. I am more interested in MMT money transferring in the state of Michigan. Can you please send me information and steps on how to start up and where I can also get training for this kind of business.
  • shwetank sharma said on August 29, 2012
    Hi Like others I want to start money transfer business between Australia and India. I'm ausi citizen. online and in person.. please do guide me at earliest. regards
  • RAMESH JACDISH OBHAN said on September 11, 2012
    i have a courier business at vashi navi mumbai india i want to start a money transfer business also please let me know the details such as requirements profit margin ect at the earliest
  • Lew said on September 12, 2012
    Hi, I like to start in money transfer business in Singapore. Can you send me more information? Thank you.
  • beatriz blancas said on September 14, 2012
    i leave in TOMS RIVER NEW JERSEY I would like to have information about the requirements and licenses or certification I would need to start a transferring money also I would like to know if I can conduct my business from my home also if I need Or if it is a requirement of any amount of money I need to have to start my business. thank you very much
  • Eid Muhammad khan said on September 19, 2012
    hi I want to start a money transfer business in California please kindly send me all the details how to register the business and how much its gonna cost. Thank you
  • Ana said on September 21, 2012
    How much will it cost to start a money transfer business? What are the special steps aside from registering your business to the federal and state?
  • angela varias said on September 30, 2012
    hi i would like to know how can i start money remittance from holland to philippines please can you send me some information about it thank you
  • nuwan said on October 5, 2012
    Dear sir, I am living in UK and i want to start money transfer business. could you explain all steps those i have to follow please.
  • Mary Abaniwo said on October 20, 2012
    I will like to set up a money transfer business in London Uk to transfer money to Nigeria and other African countries. Please advise as to how to go
  • prakash h Gadiya said on October 26, 2012
    Dear sir, i am a money changer in India & want to start money changing & money transfer[like western union] business in uk londan .please guide & help with the details
  • raaid said on October 27, 2012
    hi i live in usa city of Detroit MI i want open business transfer money to Yemen. please send me information about the license for money transmitting. how much do i need to send worth in week? please send me as soon as possible.
  • tracy said on November 1, 2012
    Hi, I would like some information and found out the necessary steps to opening a money transfers business here in Australia? Thanx
  • Muhammed said on November 3, 2012
    I need some informations on money transfer from malaysia to nigeria, can you pls help me with what and what i will need and how to go about it. I want to start this business now...thanks
  • paola said on November 7, 2012
    i live in Florida USA , would like to open a Legitimate money transfer business. How do I start it? thanks
  • James said on November 10, 2012
    Hi, I live in Idaho and would like to start a money transferring business to all south america I would appreciate if you can point me out to some ideas or suggestions. Thank you!
  • dej said on November 14, 2012
    Hi! i'm living in Italy wanting to open my business ''money transfer'' from Italy to Philippines, Hongkong and bangladesh. how much is my start up, is there earnings to have a certification? Thanks!
  • Don said on November 15, 2012
    Hi, I would like to start a money transfer service in Atlanta for African countries. Could you provide me with details on how to go about it? Thank you.
  • inbaraj said on November 19, 2012
    i am inbaraj from chennai, india. i planning to do money transfer business online from india to london. i want to do business with out investment. please provide me details and procedure and steps for doing online money transfer business. kindly i expecting for your favorable reply.
  • azrin said on November 23, 2012
    Hi, I want to start a money transfer services and money changer business in brunei. How do i start and what is the first thing i should do? What is the initial starting asset and how much starting capital?
  • SAMSON ADEWALE said on November 26, 2012
    Kindly give me the legal frame work of money transfer business between London and Nigeria and possibly other countries. I am currently base in London,Uk.
  • Ram said on December 1, 2012
    Hi, i am living in Darwin, northern territory, Australia. I am willing open remittance business. I want to know all the information. Like where I need take the permission and which Franchises are good. Please let me know . Thank you. Ram( 0405084895).
  • Karen said on December 4, 2012
    Hi, I am planning to open a money transfer business here in Japan, please teach me all the details. Thank you
  • M. R. BHUIYA said on December 11, 2012
    I like to start a money transfer business from Malaysia to Bangladesh. How? need help.
  • mike said on December 12, 2012
    I would like to start money transfer company In this month I want to know what is the requirement as soon as possible. Please
  • Adekunle Oludiran said on December 17, 2012
    Hi. Like time start money transfer to Nigeria. pls give me guidance how to go about it. Thank you
  • HENRIETTA EDEM said on December 18, 2012
    I live in London and I would like to open a money transfer company to Nigeria and some part of West Africa. How do I please go about it?
  • MAHA said on December 25, 2012
    I AM FROM NEGERI SEMBILAN, MALAYSIA. I WOULD LIKE TO START REMITTANCE BUSINESS. HOW? WHAT IS THE PROCEDURE? THANK YOU
  • wadi al-shammry said on December 26, 2012
    I want to start a money transfer services business in Singapore. Please send me the requirement. Thank you. ksa.
  • david said on December 31, 2012
    hello i will like to start a money transfer business from USA to nigeria and some african countries so i want to know how i can go about it.......
  • Roger Vicente said on December 31, 2012
    Hi! I am living in Italy, I would like to open my business "money transfer" or, "remittance business" from Italy to the Philippines, and other countries if possible, Canada, USA, Italy, etc. How much is my start up capital? what are the offices that provide business license to operate here in Italy? What are the steps to be taken. Can you send me the requirements? Thank you!
  • Teddy said on January 2, 2013
    Almost all of my questions are asked here. I am very interested in their answers. My venture location will be Austria.
    What is the minimum start-up capital for money transfer venture (range)?
    What qualifications are needed?
    What are the legal conditions?
    What kind of software is needed if i want to use online transfer possibilities?
    Thank you.
  • geo said on January 3, 2013
    Hi there, i have a small barbershop running in sydney, australia and i just wanted to know how to get started and requirements on how to open a money transfer business. Just really need the whole break down points. Plez really need the help..thanx
  • andrew said on January 4, 2013
    I'm interested in putting up a money transfer here in Perth, Australia. Where should I start? Thanks
  • gloria said on January 5, 2013
    Hi I'm located in the USA and trying to set up money transfer business to Africa. Please provide me information on how to successfully achieve this. email is: kwambi21@yahoo.com. Thank you in advance
  • andy ben said on January 15, 2013
    Hi! i am currently located in Dar es salaan the city Centre of Tanzania, i would like to start a money transfer business between african countries ARAB and USA, what are the legal procedures to follow please
  • yougesh bhari said on January 22, 2013
    hi, i live in Denmark, i'm very interested in money transfer business. i would like to start this business to Nepal and Philippines. could you please give me some more detail information that how i can start the business.thank you
  • Moses said on January 23, 2013
    Hi I am located in toronto and trying to set up Money transfer business to Dubai. please provide me information on how to successfully achieve this. E-Mail mosa.ilhami@gmail.com Thank you
  • imran khan said on January 24, 2013
    Hi, I am located in Manchester (UK) and trying to set up money transfer business to all Asia and Africa, please provide me information on how to successfully establish my own business. Imran Khan sak09@hotmail.co.uk 07807178555
  • patience abunaw said on January 25, 2013
    I want to start up a money transfer business between the USA (all 50 States, Regions) and Africa Countries but the financial house is not yet registered is an NGO. My business is located in Cameroon in the South West Region Mamfe precisely . Please send me all details regarding the business & all the procedures of it. thank you
  • uday said on January 30, 2013
    i want to start money transfer business in us to india so what i have to do i'm in chicgo il 60659.
  • Manuel de villa said on January 31, 2013
    Hi, i am currently living in the UK and I would like to start a money transfer business to the philippines. Can you please give me some tips where to get more information? Thanks
  • Anna said on January 31, 2013
    Hi, I am going to set up a money mediatory company something similar to western union. I am in Switzerland. Can you help me where I can learn more info regarding to license for money transfer in Europe and Asia? Thanks
  • Raj said on February 3, 2013
    Hi, Would like to start money transfer business between london and india. Would like to know all the formalities and legal requirements etc. Can you please help me ? Thanks
  • gladys wy said on February 5, 2013
    Hi would like to start a money transfer business from australia to philippines. Kindly let me know what are the steps and things I should know. Thanks
  • sandu said on February 7, 2013
    Hi,I'm wondering the process ,can you give me some details pls
  • Oksana said on February 10, 2013
    Hello! I am thinking about opening money transfer between London and Baltic coutries ( Latvia, Lithuania, Estonia ) and Poland. I have offices in Riga with money exchange, but I would have to have extra possibilities for customers. What do I need to have to open office in London, what capital should I have, what documents, where should I get the program for money transfer and do I need to have license for money transfer. How could I make the business plan to have less risk?
  • catherine kaldy said on February 10, 2013
    Hi would like to start a money transfer business from Australia to Philippine kindly let me know what is the step and things I should know and and how much capital should I have can you give some details pls
  • MARIA CORTEZ said on February 15, 2013
    I am thinking about opening a money transfer business in Sebastopol, Ca, USA. My business would wire money from CA/USA to Latin America and I would also like to transfer within the United States.I would like to know how to go about starting this business and what are the steps to be able to provide as much services and locations for our customers. What licenses should I have and how much capital should I have to start this. Your suggestion and direct would be appreciated.
  • mike mebrahtu said on February 20, 2013
    hello charlie, i live in dallas as well, could u please send me ur private info and i would like to meet and learn how to go about wiring money business. thanks, email me at musiekeflay@yahoo.com
  • Demelza said on February 22, 2013
    I am interested in starting a money transfer business. Please provide me with details as to what i need to know and how i can start this. I am in melbourne, Australia. thanks
  • sonia jordan said on February 26, 2013
    Hi. i like to establish a business in canada by providing a service by means of money transfer to philippines. I need information basically how to start and tools i need, Thanks
  • Agia said on March 12, 2013
    please want to start the money transfer business from home, please send me all the necessary information that it requires. thanks
  • karim said on March 12, 2013
    I have a money transfer business in London, UK. My shop address is 390, lea bridge road. I am the agency of Money gram and Xpress money. I have also MLR certificate. Now I would like to send money directly to Bangladesh and Pakistan. Could you tell me how can I do this. thanks.

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